信贷需求抑制对农户耕地质量提升型农业技术采用的影响——基于农户分化的调节效应分析
魏昊, 夏英, 李芸, 吕开宇, 王海英

Effects of farmers’ credit demand rationing on the adoption of agricultural technologies that improve cultivated land quality:An analysis based on the moderating effect of farmer differentiation
WEI Hao, XIA Ying, LI Yun, LV Kaiyu, WANG Haiying
表5 信贷需求抑制对耕地质量提升型农业技术回归结果
Table 5 Regression results of credit rationing and adoption of agricultural technologies that improve cultivated land quality
变量名称 平整土地、改良土壤 少耕、免耕 深耕、深松
回归1(probit) 回归2(CMP) 回归3(probit) 回归4(CMP) 回归5(probit) 回归6(CMP)
信贷需求抑制 0.0445 -1.195*** 0.0258 -0.793 0.103 -1.030***
(0.41) (-4.72) (0.23) (-1.59) (1.02) (-3.47)
年龄 -0.0108* -0.00813* -0.0139** -0.0123** 0.00284 0.00104
(-1.83) (-1.67) (-2.14) (-2.11) (0.53) (0.39)
身体健康程度 -0.0396 -0.0101 0.0841 0.0916 0.0579 0.0415
(-0.18) (-0.05) (0.38) (0.43) (0.30) (0.23)
教育水平 0.00191* 0.0014* 0.0471** 0.0428** 0.00537 0.00325
(1.65) (1.68) (2.48) (2.45) (0.33) (0.21)
耕地规模 0.000603* 0.00030* 0.0000441 -0.000011 0.000572* 0.000547*
(1.61) (1.71) (0.1) (-0.03) (1.65) (1.68)
年均纯收入 0.00262 0.00300** -0.00496 -0.0065 -0.000846 0.00679*
(0.68) (2.19) (-0.93) (-1.27) (-0.24) (1.94)
家庭人口数 0.033 0.0281 -0.0388 -0.0343 -0.0179 -0.0156
(0.88) (0.84) (-0.93) (-0.87) (-0.56) (-0.54)
农业劳动力占比 0.120 -0.0209 -0.362 -0.300 -0.132 0.00645
(0.47) (-0.12) (-1.39) (-1.28) (-0.61) (0.03)
土地是否确权 -0.0235 0.0343 -0.0903 -0.027 -0.210 -0.225
(-0.14) (0.24) (-0.56) (-0.19) (-1.41) (-1.60)
耕地细碎化程度 -0.00331 0.00133 0.00284 0.00523 -0.00163 -0.00267
(-0.70) (0.25) (0.61) (1.17) (-0.39) (-0.64)
社会资本 0.105 0.154 0.00717 -0.0357 -0.107 -0.0247
(0.88) (1.44) (0.06) (-0.30) (-1.04) (-0.25)
技术培训次数 0.0202* 0.0106* -0.00642 -0.0102 -0.0131 -0.00397
(1.74) (1.91) (-0.39) (-0.63) (-0.96) (-0.30)
村技术推广次数 0.0164 0.0268 0.0217 0.0304 0.0411 0.0162
(0.49) (0.96) (0.52) (0.83) (1.38) (0.55)
技术示范户 0.182 0.17 -0.136 -0.112 0.104 0.0567
(1.51) (1.47) (-1.04) (-0.89) (0.96) (0.56)
能否灌溉 - - -0.473*** -0.355*** 0.233* 0.104*
- - (-3.35) (-2.74) (1.88) (1.89)
土壤质量 - - 0.106 0.095* -0.0914 -0.0679
- - (1.57) (1.72) (-1.23) (-0.97)
地块面积 - - -0.00186 -0.0014 0.00346* 0.00233
- - (-0.94) (-0.73) (1.85) (1.36)
是否转入地块 - - -0.174 -0.176* -0.121 -0.0464
- - (-1.42) (-1.61) (-1.14) (-0.50)
黑龙江虚拟变量 0.279 0.0355 -3.031*** -2.801*** -0.531*** -0.251
(1.63) (0.23) (-14.77) (-9.89) (-3.65) (-1.36)
四川虚拟变量 0.680*** 0.136 -2.619*** -2.629*** -1.229*** -0.589*
(3.83) (0.64) (-13.45) (-12.04) (-7.88) (-1.88)
浙江虚拟变量 -0.407** -0.255* -2.504*** -2.688*** 0.0942 0.729***
(-2.20) (-1.57) (-12.54) (-14.24) (0.60) (3.36)
常数项 -1.138** -0.00416 1.521** 2.057*** 0.436 -0.687
(-2.25) (-0.01) (2.53) (3.86) (0.88) (-1.48)
atanhrh-12 - 1.005*** - 0.811** - -1.203**
(3.02) (2.55) (-2.60)
一阶段估计 信贷需求抑制 信贷需求抑制 信贷需求抑制
金融项目参与数 - -0.180*** - -0.181*** - -0.161***
(-5.08) (-4.70) (-3.90)
观察值个数 957 957 924
对数似然值 -392.08308 -968.13921 -354.47194 -929.99739 -532.25895 -1106.5542
LR卡方值 36.77 - 532.79 - 211.11 -
wald卡方值 - 320.22 - 566.61 - 533.18
hausman检验 - 29.77 - 54.78 - 42.79